1. Independent Advisory Firm
Agnivridhi India (“Agnivridhi”) is an independent corporate management and debt syndication consulting firm based in Noida, Uttar Pradesh, India.
Agnivridhi is not an affiliate, subsidiary, empaneled agency, or representative of the Ministry of Micro, Small & Medium Enterprises (MSME), Small Industries Development Bank of India (SIDBI), the Credit Guarantee Fund Trust for Micro and Small Enterprises (CGTMSE), Khadi and Village Industries Commission (KVIC), or any scheduled commercial bank or Non-Banking Financial Company (NBFC).
2. Strict No-Guarantee Policy on Loan Sanctions & Subsidies
In compliance with Reserve Bank of India (RBI) regulations and institutional consulting ethics, Agnivridhi India does not promise, advertise, or charge fees for guaranteed loan approvals, guaranteed interest subventions, or guaranteed government subsidies.
The decision to sanction credit facilities, determine margin requirements, apply risk premiums, and release loan disbursements rests solely with the competent credit committees of member lending institutions (MLIs) based on independent risk appraisal, debt service coverage ratios (DSCR), and borrower creditworthiness. Agnivridhi assists clients by structuring institutional-grade DPRs, CMA projections, and ensuring regulatory compliance.
3. Informational Nature of Online Scheme Metrics
Statutory scheme ceilings, interest subsidy bands, and guarantee percentages referenced on this website (such as the CGTMSE ₹5 Crore sovereign guarantee ceiling or PMEGP subsidy allocations) reflect publicly available gazette notifications and circulars issued by statutory authorities.
Government departments and credit trusts periodically revise eligibility thresholds, guarantee fee schedules, and scheme validity periods. While Agnivridhi endeavors to keep all website materials aligned with current circulars, readers should verify applicable terms with official gazette releases before finalizing capital commitments.
4. Professional Due Diligence & Diagnostic Purpose
Content published across our website, case studies, and insights repository is provided strictly for informational and preliminary diagnostic evaluation. It does not constitute formal financial underwriting, legal opinion, or chartered accounting certification. Enterprises should seek independent advice from certified financial planners, chartered accountants, and legal counsel prior to executing binding commercial agreements.
5. Verification & Inquiries
For questions regarding our institutional scope, regulatory compliance framework, or to request verification of advisory credentials, connect directly with our advisory desk at our registered location in Noida, Uttar Pradesh, India, or email info@agnivridhiindia.com.