The Structural Challenge
Operational & Financial Bottleneck
Goldi Kirana Store wanted to expand inventory depth and take advantage of bulk procurement pricing from FMCG distributors, but was restricted by existing cash flow and lack of mortgageable collateral for traditional bank loans.
Agnivridhi Advisory Solution
Tailored Strategy & Institutional Execution
Agnivridhi evaluated eligibility under the CGTMSE retail trading window, formulated working capital projections, and managed the complete banking process through sanction.
Verified Results
Measurable Deliverables & Enterprise Momentum
- ₹18 Lakhs collateral-free CGTMSE funding sanctioned without property mortgage
- +28% increase in monthly retail sales through broader inventory selection
- Negotiated higher supplier discounts with cash purchases, boosting operating margins
“The ₹18L CGTMSE funding gave us the purchasing power we needed. Our monthly sales jumped 28% within three months.”
